10% if you get paid. Nothing if you don't.
One number, every state, no exceptions and no extras.
The arithmetic
| State is holding | Our fee | You receive |
|---|---|---|
| $2,500.00 | −$250.00 | $2,250.00 |
| $14,000.00 | −$1,400.00 | $12,600.00 |
| $42,000.00 | −$4,200.00 | $37,800.00 |
| $125,000.00 | −$12,500.00 | $112,500.00 |
What is not in the fee
Nothing, is the short answer. There is no:
- retainer or deposit
- hourly charge
- filing or processing fee
- document retrieval charge, even when we pay a county for records
- charge if the claim fails, is rejected, or you cancel
If the state recovers a different amount than we estimated, the fee is 10% of what actually arrived — not of what we quoted.
Why we charge less than the law allows
Most states cap recovery fees. 18 of them would let us charge more than 10% — Arkansas at 20%, Arizona at 30%, Colorado at 30%, and others besides.
We charge 10% everywhere anyway. Partly because a single published number is easier to trust than a grid that changes at every state line. Partly because it keeps us under every cap in the country automatically, which removes an entire category of legal risk. And partly because this industry's reputation was built by firms charging 30% to people who did not know the money was theirs, and we would rather compete against that than join it.
The full cap table for all 51 jurisdictions is on the coverage page.
When you should not hire us
If the record is in your own name, at an address you can still document, and the amount is small, file it yourself. The state's process is free and we will link you straight to it. Paying 10% for an afternoon of straightforward form-filling is a bad trade and we will tell you so.
Hire us when the claim is genuinely hard: a deceased owner, a dissolved business, securities, multiple heirs, or an address you cannot prove any more.
Find My Unclaimed is a private company. We are not a government agency and we are not affiliated with, endorsed by, or acting on behalf of any state treasurer, controller, or unclaimed property office. You always have the right to file your own claim directly with the state for free.